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FD Interest Rates
RATE OF INTEREST ON SINGLE DOMESTIC/NRO/NRE TERM DEPOSIT
UPTO Rs. 1 Crore w.e.f. 03-05-2025
| Existing ROI | Revised ROI | |||
| Period | Domestic/NRO Term Deposits | NRE Term Deposit | Domestic/NRO Term Deposits | NRE Term Deposit |
| Below Rs. 1 Crore | Below Rs. 1 Crore | Below Rs. 1 Crore | Below Rs. 1 Crore | |
| Existing ROI %p.a. | Existing ROI %p.a. | Revised ROI % p.a. | Revised ROI% pa. | |
| 7 to 14 days | 3.50 | X | 3.50 | X |
| 15 to 29 days | 3.50 | X | 3.50 | X |
| 30 to 45 days | 3.50 | X | 3.50 | X |
| 46 to 90 days | 4.75 | X | 4.75 | X |
| 91 to 179 days | 5.00 | X | 5.00 | X |
| 180 to 270 days | 6.00 | X | 6.00 | X |
| 271 days to 344 days | 7.10 | X | 7.00 | X |
| 345 days | 7.10 | X | 7.20 | X |
| 346 days to < 1 years | 7.10 | X | 7.00 | X |
| 1 year only | 7.20 | 7.20 | 6.90 | 6.90 |
| >1 year to < 3 years | 6.70 | 6.70 | 6.70 | 6.70 |
| 3-5 years | 6.70 | 6.70 | 6.40 | 6.40 |
| >5-10 years | 6.70 | 6.70 | 6.00 | 6.00 |
Note:-
- Senior Citizen/ Super Senior Citizen will get additional benefit of 0.60% over the card rate.
- Deposit scheme of special ROI on Term Deposits of 333 days and 555 days will be discontinued with effect from 17-04-2025.
The rate of interest on PGB Tax Saver Fixed Deposits w.e.f. 10-04-2025 remain unchanged as under:-
Period | Public (General) | Sr. Citizen/Super Senior Citizen(Public General) | Staff Members/ Retired Staff *(Super Senior Citizen) |
5 years | 6.70 | 7.30 | 7.70 |
*Note – In case of Staff members as well as retired staff members who are also Senior Citizen/Super Senior Citizen, maximum rate of interest to be allowed is 100 bps over the applicable card rates for general public. | |||
Important Notes:
Sr.No | Particulars | Remarks |
1. | Domestic Term Deposits less than Rs 1 Crore (All Maturities) |
|
2. | NRE/NRO Term Deposits less than Rs 1 Crore (All Maturities) | No additional benefit would be given on NRE/NRO Term Deposits on account of Senior Citizens/ Staff Members/ Retired and Ex staff Member who are also senior Citizens. |
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